Anxious for more money (i'm not greedy, i swear!)

[vansxious]

This is the deal:

I'm 28, i live by myself since i was 22. I've got a stable job, i don't make a fortune but is enough for a regular, non-bohemiam, life. I bought a house 2 years ago and the mortgage is not that high. I've got a car, a cell phone, TV and internet at home, well, the regular. And my bank account was never below zero in the last couple of years. But...

...the thing is, i don't have that much money aside, you know? That money you know is there but you don't wan't to touch it? I don't live above the treshold, i swear. I try to manage all my expenses, and put some money apart every month, but it seems that is never enough. It isn't, actually.

It seems to me that i've should have made more savings over the years, and know i'm trying but money seems shorter every month. And it is! I should say at this point that i live in Portugal. I'm sure everybody knows whats happening here, financially speaking. Things are not good, and there is a "ghost" saying that its going to be worse.

Living alone give me plenty of time for think about this, and sometimes i find myself stuck in this spiral of anxiety that blows my heart beat off. Yesterday, for example, i found it really hard to get to sleep, just thinking about money and how scared i am for not have more of it. But the thing that scares me most is that anxiety i sometimes feel and can't control.

People, i swear i'm not a greedy person. I'm not. I love to get out with friends or family and pay the dinner; i love to go out on vacations, etc... I'm just scared that i don't have much money aside, and i absolutely can't control the anxiety that sometimes i feel. I find myself doing the maths over and over, and trying to find more and new ways to make more money...

And here it is. My story... I'm an happy guy, but this thing... i don't know. I really don't know what to do to control this.

Cheers to everyone. Thanks for reading.

vanxious

 

[Limlim]

I used to be in that situation as well. Lucky for me I also hated the job I had at the same time, I made a drastic career change to remedy both situations and never looked back.

One thing that bugged me too is it was sustainable because I was living a single persons life, but what happened if I went insane and ended up in a relationship or went completely brain dead and spawned a kid as well? You'd have to hope that your SO made at least as much money as you did just to get by. Would vastly limit your options in that department, or at least change your lifestyle.

 

[IgnoredOne]

What Limlim said. You can affect the income you receive, and I can completely sympathize with your situation; the fact that you have a house in and of itself could be a significant financial burden and that's definitely something to keep in mind if you want to build enough savings to keep sane from the chaos of life.

Worrying about things, though, isn't really all that useful. Define your goals, and pursue a course of action that'll improve it.

 

[vansxious]

Thanks for the words, guys...

Well, losing my house in not an option. As i said before, the mortgage is not that high, and the house is new and modern, and it's value raised over the last 2 years, so i'm pretty sure it was a good investment.

Changing my carrer, well, sometimes i think about it, but it's a big step to give. I like what i do, and i've doing this for over 12 years, now. For example, i'd love to be a comercial airplane pilot, but that means i should leave those 12 years of work and start all over again!... And that will definitely change the money income i'll get for some months. And, again, that scares me. And i know this is rubbish, but i'm starting to think that is too late to start everything all over again, being almost 30, having a house to pay, etc... It's never to late, yeah, but times are tough, and everybody should be extra careful with those kind of decisions...

 

[IgnoredOne]

Thanks for the words, guys...

Well, losing my house in not an option. As i said before, the mortgage is not that high, and the house is new and modern, and it's value raised over the last 2 years, so i'm pretty sure it was a good investment.

Changing my carrer, well, sometimes i think about it, but it's a big step to give. I like what i do, and i've doing this for over 12 years, now. For example, i'd love to be a comercial airplane pilot, but that means i should leave those 12 years of work and start all over again!... And that will definitely change the money income i'll get for some months. And, again, that scares me. And i know this is rubbish, but i'm starting to think that is too late to start everything all over again, being almost 30, having a house to pay, etc... It's never to late, yeah, but times are tough, and everybody should be extra careful with those kind of decisions...

Yeah, but you also can't let your past completely imprison you and you have to take some risks to afford greater gain later. Is there something that you could do that's more lucrative that still allows you to apply your experience?

As for the house, you could always try something like accepting a roommate or taking lodgers; that alone can offset a few hundred dollars or more a month, so that's definitely something to consider.

 

[Lonesome Crow]

If theres no jobs...even your thrid degree isnt going to help you much.

Last but not least..you can alway turn
you home into a whore house...LOL

if you play your cards right..you can buy a second or third home and flip that bitch beofre the bubble burst.