The money cannot buy you a true fulfilling relationship, but for me at least, a true loving relationship would motivate me to make all the money I would need. That's how I look at it.
I chose true love. $5 mil is not enough. Though it would sure be satisfying to choose the money and rub it in a certain few people's faces. It's not the Jedi way but sometimes I almost wish I'd get money or some kind of big power-up in my life just to spite a few select individuals.
I'll take the money. With that I can live comfortably without the constant worry about the future. If it's true love with a woman who has 5 million... nah... my self-respect couldn't survive that.